Student Insurance Policies
Student Accident & Sickness Insurance
| NOTE: Effective for Fall of 2013 and beyond, this program has been discontinued due to provisions of the Affordable Care Act (ACA) and how its governing regulations apply to higher education. Students are encouraged to ensure that they are included on parental policies where possible, or to obtain personal coverage in compliance with the ACA requirement of medical insurance for all US adults. The Student Health Fee for Fall 2013 and beyond has been reduced accordingly. |
This modest and supplemental program has been essentially a "safety net," designed to enable a student who encounters a significant but not catastrophic medical loss to not have to interrupt their college education due to the cost of that care (up to $25,000 in covered benefits). It has not been intended to serve as a full-fledged personal health insurance plan. It has been secondary to any other valid and collectible insurance that may be in place for a student. For instance, if they have coverage under their parents' plan then this plan will pay for certain costs that the parental plan might not cover.
All students have beenrequired to participate in the program, and the premium is included in the Health Fee applied to each student's account.
The college's Health Center staff will provide forms and guidance for students in processing claims covered by all college-provided policies.
Click here for program details.
Intercollegiate Athletics Insurance
This program covers students involved in the practice or play of intercollegiate athletics. Like the base policy, this one is also secondary to any other valid and collectible insurance that may be in place for a student. For instance, if they have coverage under their parents' plan then this plan will pay for certain costs that the parental plan might not cover.
All athletes are automatically included in this program. It is paid by the college, so no extra fee is applied to the student account.
Click here for program details.
Catastrophic Sports Injury Insurance
This program coveres up to $10 million for specified medical services for intercollegiate athletes, or $5 million for intramural or club sports athletes, in case of a medical loss which exceeds $25,000.
This program is automatic for all covered participants, and no extra fee is applied to the student account.
Program details will be provided on a case-by-case basis when the coverage is triggered.
Extended Coverage for Summers & Grads
| NOTE: Effective for Fall of 2013 (starting 8/6/13) and beyond, this program has been discontinued. See above box for further particulars. |
Summer participation is optional for students enrolled at Westmont for the following fall semester, except for Mayterm students who are automatically covered for the entire summer.
Graduated students are able to enroll for a single term following their graduation in order to help them make a transition to their own independent (or employer sponsored) health insurance program.
Click here for additional information about extended coverage.