Insurance Requirements & Certificates
With few exceptions, we require people providing services to the college to demonstrate evidence that they carry insurance that will help ensure that if they cause a problem they [have the ability to] pay for it. Our Basic Insurance Requirements document illustrates many of the situations that vary based on the college's exposure to loss.
Often we must either provide to others, or request of them, a "Certificate of Insurance" form (or "cert" as they're commonly called). This is very routine, and thankfully very simple. The basic idea is that we and others want to be sure that another entity with whom we are working, usually under some form of contract, has the capacity to cover the costs of losses they may cause. Certs are typically provided using an industry-standard ACORD form.
Providing Westmont's to Others
Email firstname.lastname@example.org to ask our broker to send a cert. She'll need:
- Name of the entity
- Fax and/or email address
- A copy of the contract involved
Requesting Certificates from Others
We must always request that Westmont College be "named as additional insured" on their policy.
Their certs should be emailed to Institutional Resilience at email@example.com.
If they prefer to send it by US mail, it shoule be addressed as follows:
955 La Paz Rd
Santa Barbara CA 93108