<?xml version="1.0" encoding="UTF-8"?><item href="/magazine/summer-1999/integrity-and-initiative.html" dsn="news"><pubDate/><title>Integrity and Initiative</title><excerpt>What is the primary goal of estate planning? Is it providing for heirs, minimizing estate taxation, protecting heirs from creditors (and sometimes from themselves), or minimizing probate costs? While these goals are meritorious, they miss the mark. Most parents hope an inheritance will “make the child a better person.” Therefore, the basic goal of estate planning should be facilitating the passage of the twin I’s: Integrity and Initiative.</excerpt><author/><image>
            
            
        </image><caption/><description>1 Column Content Background Color White Ali...</description></item>