<?xml version="1.0" encoding="UTF-8"?><item href="/pre-go-live-resources/_migration/_dev-testing/2026-08-21/magazine/summer-2010/risky-business-banking.html" dsn="news"><pubDate/><title>The Risky Business of Banking</title><excerpt>Taking some risk is a necessary part of life, but how can we determine the right amount? Helga Houston ’83 lived with that question at Bank of America, where she became a risk executive after years in real estate and corporate lending. She gauged risk first in wealth and investment management and then for the bank’s global consumer and small business division in Charlotte, N.C. More than 450 people reported to her there, assessing risk in consumer credit (credit cards, mortgages and car loans), in the bank’s exposure to market volatility, and in compliance and operations.</excerpt><author/><image>
            
            <img src="http://blogs.westmont.edu/magazine/files/2010/09/Mg6120090606-dri198-copy-11.gif" alt="The Risky Business of Banking"/>
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